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Real GDP down -0.1% Nominal GDP flat (February 16, 2005)
Our take: This is the continuation of the weakness that we forecasted
Japan real GDP growth down to 0.1% in third quarter from 0.4%
(November 10, 2004)
Our take: This is the continuation of the weakness that we forecasted
Japan Nominal GDP falls in second quarter by 0.25% (August 13).
Real GDP up 0.4%, deflator of 0.65% indicates persisting deflation.
Our take:
This, unfortunately, tends to confirm JMC analysis that the current improvement in the economy is only temporary as fundamentals will remain weak as long as there is no change in Japan government policy.
Daiei seeks help from IRCJ (August 6)
Our take:
Another important step in the right direction. The 3 major banks lender to Daiei: UFJ, Mizuho, SMFG, have finally decided to call on IRCJ. IRCJ is finally living up to its promise to rehabilitate major "quasi bankrupt" companies. Daiei currently has about 1 TY (around 10 B$) of outstanding loans.
SMFG (Sumitomo Mitsui Financial Group) makes an offer to UFJ to enter merger talks. UFJ flatly declines (July 31)
Our take:
This mark the first instance of takeover battle in the Japanese financial establishment. Hostiles bids seems (at last) to become accepted in Japan.
This is positive progress.
BOTM and UFJ in merger talks (July 14)
Our take:
Merger talks between 2 of the 4 major Japanese banking group is confirmation of our analysis that bad loans problem is not over yet. It is UFJ high bad loans ratio that is the trigger of these merger talks (See our bank results page) . UFJ had already tried to bolster its capital through the sales of A Plus. (see news below)

UFJ to sell Consumer Finance firm A Plus to a foreign buyer: GE Capital or Citibank Group are on the list (June 6)

Our take:
This is a typical illustration of the pattern that we have seen and are expecting to become more common. Japanese bank cannot support anymore deeply indebted company (A Plus has 650 BY interest bearing debt) and are selling their participation (UFJ holds about 40% of A Plus) and debt to foreign investors. It is a great investment opportunity for a company with expertise in consumer finance such as GE or Citibank.

Ripplewood sell Japan Telecom to Softbank for 3B$
(May 31)

Our take:
Ripplewood sold for 3B$ a company that it bought one year ago for 2B$ making a 1B$ capital gain in less than one year. Close to 50% return!
This deal also makes a lot of sense for Softbank that will be able to offer point to point services to customers thanks to its existing local networks.

Japan bad loans at 4 major banking groups have declined to 14TY on March 2004 or 6.8TY less than a year earlier. Meanwhile, bad loan ratio fell from 7.2% to 5.2% (May 24).
Results of Japan main banks click here

Our take:
As expected, major banking groups have followed Ministry instructions and reduced their official bad loan figure. We remain convinced that many more "hidden" bad loans remain on banks balance sheet.

Japan Q1 GDP grows by 1.4% from Q4 (May 18)

Our take:
This GDP reading confirms the temporary improvement due to external factors. Although the domestic demand grew by 1.1% in this quarter it remains to be seen if it can become the engine of growth. The nominal growth of GDP is 0.8% pointing with a GDP deflator of 0.6% which marks the persistence of deflation.

Nikkei falls 500 points on Monday May 10

Our take:
This is one of the first crack in the rosy picture presented by Japanese government. We believe that the current real improvement in business conditions is the results of improving conditions abroad and is not the results of a real improvement in Japanese economy which is continuing on its slow growth mild deflation trend.

 

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